Although most drivers know that car crashes are a constant safety concern, they usually don’t expect to experience one. Those struck by a driver who runs a red light might not know what to do immediately afterward.
Frequently, people make mistakes in the moments immediately after a motor vehicle collision that may affect their options for compensation later. If they don’t already have a plan in place to protect themselves legally and financially, little oversights can potentially have major long-term financial implications.
What mistakes should drivers actively seek to avoid in the moments following a car crash?
Moving the vehicles too soon
It is necessary to move vehicles to the side of the road or out of an intersection to allow traffic to proceed. The people involved in the crash never know how long it may take for first responders to arrive. They cannot fully block traffic in the meantime. Before they move their vehicles to facilitate the flow of traffic, they may want to document the scene of the crash first. Mobile phones can capture video footage and photos showing the placement of the vehicles and other key details. That evidence can help when putting together a crash report or hiring professionals to do a crash reconstruction to prove that the other driver was at fault.
Declining medical review
People often assume that they can spot the signs of a crash injury on their own. However, many of the most dangerous collision injuries are technically invisible injuries. A traumatic brain injury may not produce symptoms for several days after a crash. The same can be true of internal bleeding or stable traumatic injuries, like hairline fractures. A thorough review by medical professionals is the best way to rule out invisible injuries or receive a prompt diagnosis and necessary treatment.
Settling an insurance claim too soon
Most people don’t like the idea of negotiating with insurance professionals. They find the prospect relatively stressful. The idea of a lump-sum settlement can be very appealing after a crash. However, the people involved may not yet know the full extent of their injuries and losses. The chances are good that the insurance professional making the settlement offer intentionally made a low offer below the policy limits and the estimated total cost of the crack. Drivers need to be ready to negotiate or to have a professional negotiate on their behalf if they hope to fully cover their expenses.
Avoiding common mistakes after motor vehicle collisions can protect people both legally and financially. It is often easier to secure appropriate compensation it if people make the right decisions after a wreck.